We had a trusted local lender come and do a presentation at our most recent sales and marketing strategy meeting. “It’s amazing how much grant money is out there right now to help people with closing costs and down payment assistance” is what she told us. And it’s true – here where I practice as a Real Estate Broker in SLO County on the Central Coast of California we have not only USDA loans and FHA loans available with as little as 0% – 3% down payments – but first time buyer down payment assistance programs throughout the county. Plus, there are now grants that can be applied to closing costs like escrow fees, taxes and insurance.
When you consider all of these incentives and interest rates below 4% it may be one of the best opportunities in a lifetime to buy a home on the Central Coast. If you are ready to get pre-qualified and set a budget, you can learn more about selecting a lender and loan programs here.
Here is a recently published article by MarketWatch that discusses this very real and now opportunity for home buyers. Check it out…and then call me to get you started on the path to home ownership.
The little-known way to buy a home with almost no cash down – MarketWatch.
Ken Bryant, Real Estate Broker 