The little-known way to buy a home with almost no cash down

We had a trusted local lender come and do a presentation at our most recent sales and marketing strategy meeting. “It’s amazing how much grant money is out there right now to help people with closing costs and down payment assistance” is what she told us. And it’s true – here where I practice as a Real Estate Broker in SLO County on the Central Coast of California we have not only USDA loans and FHA loans available with as little as 0% – 3% down payments – but first time buyer down payment assistance programs throughout the county. Plus, there are now grants that can be applied to closing costs like escrow fees, taxes and insurance.

When you consider all of these incentives and interest rates below 4% it may be one of the best opportunities in a lifetime to buy a home on the Central Coast. If you are ready to get pre-qualified and set a budget, you can learn more about selecting a lender and loan programs here.

Here is a recently published article by MarketWatch that discusses this very real and now opportunity for home buyers. Check it out…and then call me to get you started on the path to home ownership.

The little-known way to buy a home with almost no cash down – MarketWatch.

 

Everything You Need to Know About Down Payments – Yahoo Finance

Fantasy league play is a big deal right now. I know in the NFL the coverage for fantasy league statistics are as important as the coverage of the actual game. I haven’t gone there yet, participating in fantasy leagues, as most of my weekends are spent showing SLO County homes and writing offers for clients. I can hardly keep up with my favorite teams–much less favorite players. But the concept of selecting, building and managing a team that can help you accomplish your real estate goals is no different than building your fantasy sports team. Except this is not a game, this is about your financial independence.

The time spent on the selection process of finding a great real estate broker, great lender, home inspectors, insurance, title and escrow services can make all the difference in you reaching your goals. This is the real deal and you need to assemble your A-Team to make it happen.

I recently posted an article on Selecting a Lender and how important selecting the right lender is in building your team of experts that can help you accomplish your financial goals. Here is some more information to add in regards to down payments and what you need to know.

When you are ready to assemble your A-Team, schedule an appointment with me and I can help you with the draft selections.